Professional / Consumer Edition

Divorce Financial Planner

Name: Divorce Financial Planner
Price: 79.00 USD
Author: Whitehall Advisory

The complete financial picture — 14 calculators, guided flow, full before/after summary. Built for individuals navigating divorce and professionals working with clients.

Assets & debt division

Net estate split

Home decision

Keep vs. sell analysis

Spousal support

State-specific estimates

Retirement / QDRO

Distribution scenarios

Social Security

Divorce benefit analyzer

Tax filing impact

Annual cost of divorce

Liquid vs. illiquid

Cash-poor risk analysis

Business valuation

Earnings-based estimate

Post-divorce budget

Single-income model

Rental property

Sell, hold, or split

Life insurance needs

Secure support obligations

Debt responsibility

Credit & cash flow impact

Mediator mode available — model multiple client scenarios in session

Step 1 — Your situation

Tell us about your situation

We'll show only the calculators relevant to you.

Do you own a home together?

Retirement accounts? (401k, IRA, pension)

Rental or investment property?

Is one spouse a significantly higher earner?

Does either spouse own a business?

Marriage lasted 10+ years?

Assets & debts

Marital assets & debts

Assets

Home equity ($)

Retirement accounts ($)

Bank & investments ($)

Vehicles ($)

Business interests ($)

Other assets ($)

Debts

Mortgage balance ($)

Car loans ($)

Credit cards ($)

Student loans ($)

Other debts ($)

Division split — Spouse 1 gets

50 / 50

Home decision

Keep the house or sell?

Market value ($)

Mortgage balance ($)

Current rate (%)

Refi rate (%)

Years remaining

Your monthly income ($)

Property tax /mo ($)

Insurance + HOA /mo ($)

Selling costs (%)

Your equity share (%)

Spousal support

Spousal support estimate

Higher earner annual income ($)

Lower earner annual income ($)

Years married

State

Lower earner monthly expenses ($)

Earning capacity

Support type

Retirement / QDRO

Retirement account division

Account type

Account value ($)

Marital portion (%)

Spouse's share (%)

Owner's age

Recipient's age

Planned withdrawal age

Growth rate (%)

Advanced calculator

Social Security

Social Security benefit analyzer

Divorcing spouses married 10+ years may claim up to 50% of an ex-spouse's Social Security benefit — one of the most overlooked assets in divorce.

Your estimated SS benefit at 67 ($/mo)

Ex-spouse's estimated SS benefit at 67 ($/mo)

Your current age

Years married

Planned SS claim age

Are you currently remarried?

Life expectancy estimate (age)

Advanced calculator

Tax filing impact

Annual tax cost of divorce

Divorce changes your filing status, deductions, and tax bracket — often adding thousands in annual taxes most people don't anticipate.

Combined marital income ($)

Spouse 1 individual income ($)

Spouse 2 individual income ($)

Dependent children

Children reside primarily with

Itemized deductions — married ($)

State income tax rate (%)

Advanced calculator

Asset liquidity

Liquid vs. illiquid asset analysis

Many people "win" the house and end up cash-poor. This shows the liquidity cost of different settlement structures.

Your proposed settlement

Cash & liquid investments ($)

Home equity received ($)

Retirement (locked until 59½) ($)

Other illiquid assets ($)

Monthly cash needs

Monthly housing costs ($)

Other monthly expenses ($)

Monthly income after divorce ($)

Emergency fund target (months)

Advanced calculator

Business valuation

Business valuation estimate

A simplified earnings-based valuation as a starting point for negotiation. A forensic accountant is recommended for contested businesses over $250,000.

Business type

Annual net revenue ($)

Annual owner compensation ($)

Annual business expenses ($)

Years in operation

Your marital ownership (%)

Business debt ($)

Tangible assets ($)

Advanced calculator

Post-divorce budget

Single-income household budget

Monthly income

Take-home pay ($)

Spousal support received ($)

Other income ($)

Monthly expenses

Housing ($)

Utilities & internet ($)

Food & groceries ($)

Transportation ($)

Insurance ($)

Debt payments ($)

Other expenses ($)

Your complete financial plan

Full report

Review each section below.

Ready to take the next step?

Schedule a neutral advisory session or mediation consultation with Whitehall Advisory.

Schedule a consultation

This tool provides estimates only and does not constitute legal, tax, or financial advice. All figures are approximations. Consult a qualified attorney, CDFA, CPA, or financial advisor before making decisions. Whitehall Advisory | whitehalladvisory.com